Content Integrity Standards

Editorial Policy & Standards

MicroInvestments.in is committed to objective, evidence-based financial education. We maintain strict standards for research, citation, fact-checking, AI disclosure, and correction protocols.

Published: January 15, 2026•Last Reviewed: September 11, 2026•Next Scheduled Review: March 15, 2027

1. Official Primary Source Hierarchy

Every financial guide, tax explanation, and calculation methodology published on MicroInvestments must cite verified primary sources. We prioritize information directly from official regulatory, government, and legislative bodies:

1. Reserve Bank of India (RBI): Repo rates, monetary policy guidelines, banking regulations, and retail inflation data.

2. SEBI & AMFI: Mutual fund categorization, NAV standards, SIP disclosure norms, and investor protection guidelines.

3. Income Tax Department & Finance Acts: Tax slabs, LTCG/STCG rules, Section 80C/80CCD limits, and official circulars.

4. PFRDA & EPFO: NPS rules, annuity choices, provident fund interest rates, and retirement regulations.

2. Research & Fact-Checking Process

Content undergoes a multi-tier review before publication:

Primary Research: Gathering verified regulations, statutory rates, and mathematical formulas.
Mathematical Verification: Validating calculator formulas against standard financial mathematics (XIRR, CAGR, compound interest, EMI amortization).
Editorial Compliance Review: Ensuring language remains 100% educational, non-advisory, and free of product placement bias.

3. AI-Assisted Content Policy

MicroInvestments utilizes AI tools (including MicroInvestments AI) for drafting assistance, structural organization, and scenario summaries.

POLICY RULE: All AI-generated text, formulas, tax rules, and numerical outputs are strictly audited, fact-checked, and approved by human editors prior to publication. AI models are strictly prohibited from generating personalized securities recommendations.

4. Conflict of Interest & Independence

MicroInvestments is an independent educational platform. We do not accept undisclosed payments, paid guest posts for stock promotion, or distributor commissions to rank specific mutual funds. Any commercial relationship or affiliate link is explicitly declared on our Affiliate Disclosure page.

5. Corrections Protocol

If a tax rule, interest rate, or calculation parameter changes due to a new government notification, circular, or statutory update, our team updates the affected content within 48 hours. Factual corrections are noted at the bottom of the article.

To report an error or suggest a correction, email: info@microinvestments.in with subject "Editorial Correction".