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Platform Mission & Positioning

Financial Education & Calculation Intelligence

MicroInvestments.in is an independent financial education and financial calculation platform designed to help people understand personal finance, compare scenarios, perform calculations, and make more informed financial decisions.

What MicroInvestments IS

  • • An educational financial literacy platform for self-directed evaluation.
  • • A provider of quantitative calculators (SIP, Lumpsum, EMI, Retirement, Inflation).
  • • A neutral scenario comparison engine for understanding compounding and debt.
  • • An educational AI assistant (MicroInvestments AI) explaining finance concepts.

What MicroInvestments IS NOT

  • • NOT a SEBI-registered Investment Adviser (IA) or Research Analyst (RA).
  • • NOT a personalized investment adviser or portfolio manager.
  • • NOT a mutual fund distributor, stockbroker, or bank agent.
  • • NOT a guaranteed returns provider or financial product seller.

Our Educational Philosophy

We believe financial literacy starts with mathematical clarity. Most financial decisions in India — such as choosing between paying off a home loan early versus investing in a SIP, or sizing an emergency fund — can be understood clearly when broken down into hypothetical scenario calculations and transparent trade-off analyses.

We do not accept commission kickbacks from asset management companies, insurance distributors, or lending institutions. Our tools use published formulas and neutral parameters so you can evaluate options independently.

Calculator Methodology & Sources

Our quantitative calculators utilize standard compound interest, internal rate of return (XIRR), and loan amortization formulas. All underlying assumptions (such as expected rate of return or inflation rate) are customizable by the user and clearly displayed.

Educational content on MicroInvestments is researched against official regulatory and government publications, including the Reserve Bank of India (RBI), Securities and Exchange Board of India (SEBI), Association of Mutual Funds in India (AMFI), Income Tax Department, PFRDA, and EPFO.

Platform Ownership & Operator Information

MicroInvestments.in is owned and operated by Aditya Agrawal.

Contact Email: info@microstocks.in | Address: Delhi, India

Note: MicroInvestments.in is currently operated as an educational project. We do not claim false corporate registrations, fake credentials, or fake advisory teams.